Blog

For Sale By Owner - A Good Idea?

FSBO (pronounced fizz-bo), or For Sale By Owner, is a way of selling your home without the use of a professional real estate agent or broker. The idea behind FSBO is that by selling your home yourself, you save the approximate 6% that would be the agents&... Read more

Why Do You Need Title Insurance?

Title Insurance. It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably fami... Read more

Condominium and PUD Ownership

Builders, in an effort to combat the dual problem of an increasing population and a declining availability of prime land, are increasingly turning to common interest developments (CIDs) as a means to maximize land use and offer homebuyers convenient, affo... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

The Biweekly Mortgage - Who Needs It?

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping u... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Closing and Title Costs

It’s the big day. The day you go to the title or escrow company, sign your name on the dotted line, hand over a check and prepare to take ownership of your new home. It’s also the day that you and the seller will pay “closing” or... Read more

Understanding Foreclosures

It is an unfortunate commentary, but when economic activity declines and housing activity decreases, more real property enters the foreclosure process. High interest rates and creative financing arrangements are also contributing factors. When prices are... Read more

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Jean Cheskis
Premium Real Estate , Inc. 

Phone: 612-723-5315
Email: Jean@PremiumRe.com
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Testimonials

"Jean helped us tremendously in our first-time home-buying experience. She was always quick to respond with any questions and was very accommodating with showings given our work schedules. Jean has a lot of knowledge and experience in real estate and made us aware of things we wouldn't otherwise have known to check. We are so happy with our house and would recommend her to anyone from a first-timer to investors with years of experience." cfoyanagi
Our experience with Jean was absolutely wonderful! She was patient and willing to work to help find what we were looking for. She is an excellent negotiator and worked in our best interest. I highly recommend Jean for anyone looking to purchase a home. nagakkagan
Jean helped us greatly listing our house and then promptly selling it at the price we wanted. She promptly responded to our inquiries and communicated comments from the buyers. We would highly recommend Jean to prospective sellers. Kamil Dadashev
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4651 Nicols Rd. Suite #101 - Eagan, MN 55122
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