Blog: Mortgage Information

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

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Jean Cheskis
Premium Real Estate , Inc. 

Phone: 612-723-5315
Email: Jean@PremiumRe.com
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Testimonials

"Jean helped us tremendously in our first-time home-buying experience. She was always quick to respond with any questions and was very accommodating with showings given our work schedules. Jean has a lot of knowledge and experience in real estate and made us aware of things we wouldn't otherwise have known to check. We are so happy with our house and would recommend her to anyone from a first-timer to investors with years of experience." cfoyanagi
Our experience with Jean was absolutely wonderful! She was patient and willing to work to help find what we were looking for. She is an excellent negotiator and worked in our best interest. I highly recommend Jean for anyone looking to purchase a home. nagakkagan
Jean helped us greatly listing our house and then promptly selling it at the price we wanted. She promptly responded to our inquiries and communicated comments from the buyers. We would highly recommend Jean to prospective sellers. Kamil Dadashev
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