Blog: Title and Escrow

Why Do You Need Title Insurance?

Title Insurance. It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably fami... Read more

Understanding Title Insurance

What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you’ve purchased a home you may be familiar with the benefits of title insurance. However, if this... Read more

Understanding Preliminary Reports

After months of searching, you’ve finally found it -- your perfect dream home. But is it perfect? Will you be purchasing more than just a beautiful home? Will you also be acquiring liens placed on the property by prior owners? Have documents been r... Read more

The Functions of an Escrow

Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledg... Read more

Statements of Information

What’s in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, “Quite a bit.” Statements of Information provide title companies with the information they need to distinguish the buyers ... Read more

Required Reporting to the I.R.S.

Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit a... Read more

Creative Financing

Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financ... Read more

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Jean Cheskis
Premium Real Estate , Inc. 

Phone: 612-723-5315
Email: Jean@PremiumRe.com
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"Jean helped us tremendously in our first-time home-buying experience. She was always quick to respond with any questions and was very accommodating with showings given our work schedules. Jean has a lot of knowledge and experience in real estate and made us aware of things we wouldn't otherwise have known to check. We are so happy with our house and would recommend her to anyone from a first-timer to investors with years of experience." cfoyanagi
Our experience with Jean was absolutely wonderful! She was patient and willing to work to help find what we were looking for. She is an excellent negotiator and worked in our best interest. I highly recommend Jean for anyone looking to purchase a home. nagakkagan
Jean helped us greatly listing our house and then promptly selling it at the price we wanted. She promptly responded to our inquiries and communicated comments from the buyers. We would highly recommend Jean to prospective sellers. Kamil Dadashev
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